Welcome to Sharesave

introduction to sharesave

A short introduction to Sharesave at NEXT.

Find out more about sharesave 2024


Why join?

  • EASY – Savings come straight out of your net pay
  • FLEXIBLE – Pause your payments or withdraw your savings at any time
  • SAFE – Your savings are secure
  • BENEFIT – From the discounted price
  • BONUS – Receive a bonus or interest on your savings
  • SHARE IN NEXT’S SUCCESS – If the share price grows, you could make a profit

HOW IT WORKS

Your quick guide to Sharesave

At invitation...

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Save a fixed amount from as little as £1.25 to £62.50 per week or £5 to £250 per month directly from your net pay.

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Choose to save for a period of 3 or 5 years.

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The option price is set at a 20% discount to the closing share price on the day before the invitation date.

At the end of your savings period...

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You will have six months to decide what to do with your savings and bonus*.

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You have 3 choices:

  1. Buy NEXT shares and KEEP them
  2. Buy NEXT shares and SELL them
  3. Take back your savings and bonus
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If you sell the shares, you will make a profit if the NEXT share price is higher than the option price.

*Sharesave bonus rates were reintroduced by HMRC in August 2023. For further information please see the FAQs.


Give me an example

Example option price: £80 - this is a share price of £100, discounted by 20%

You save £125 a month for 3 years. At the end of the 3 year savings term, the share price…

HAS INCREASED TO £108
You could make a profit of around £1,518 if you sold the shares.

HAS FALLEN TO £80
You can choose to withdraw your savings and bonus, or buy the shares and keep them.

IS LESS THAN £80
Take back your savings and bonus of £4,637.50.

FAQs

Want to know more? Find answers to the most commonly–asked Sharesave questions.

VIEW FAQs

key dates

24 SEP 2024

Invitation date – This is the first date for you to apply to join Sharesave 2024

9 OCT 2024

Invitation period closes at 11:59 pm

Nov 2024

Deductions from your pay will begin


further information

If you have any questions about Sharesave, please contact EQ, NEXT's Sharesave Administrator:

Employee helpline

0371 384 2170

If calling from overseas +44 (0) 371 384 2170

For deaf and speech impaired participants we welcome calls via RelayUK. Please see www.relayuk.bt.com for more information.

The Employee Helpline is available between 8.30 am - 5.30 pm (UK time), Monday to Friday (excluding public holidays in England and Wales).

Please note that neither NEXT, nor its advisers, can provide you with investment advice. If you have any queries about acquiring NEXT shares you should consult your own independent tax, legal or financial adviser.

To understand how your personal data is protected and the application of your enhanced rights under the General Data Protection Regulations (which came into force on 25 May 2018), please review the Privacy Notice.

Your savings, which are held with Lloyds Bank plc, are your own and are covered by the Financial Services Compensation Scheme ('FSCS'). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For further information about the scheme refer to the FSCS website www.fscs.org.uk or call the FSCS on telephone number 020 7741 4100 or 0800 678 1100. Alternatively, log onto www.lloydsbank.com for further information about the compensation scheme.

The detailed rules of the Plan govern participation and if there is any difference between this booklet and the formal rules and the legislation that governs the Plan, the rules and legislation and any applicable HMRC guidance shall apply and take precedence.