EQi Flexible ISA
The EQi Flexible ISA is a Stocks and Shares ISA, which allows you to invest up to £20,000 per year and any gains are tax-free.
Information on the EQi Flexible ISA is set out below and full details can be found at https://eqi.co.uk/info/isa/benefits.
If you are looking to transfer shares or cash following a maturity, please refer to the ‘Sharesave Maturity’ section of this website for details on how to do so.
How to apply
If you wish to apply for this ISA, you will need to complete the attached EQi Flexible ISA Application form and return this to forms@eqi.co.uk.
Once your application has been processed, you will receive a welcome pack that will advise you how to deposit the funds/shares into the EQi Flexible ISA.
Why choose EQi ISA?
- You can invest up to your ISA allowance and any additional income (dividends) received within your ISA each tax year
- You can buy & sell Kier shares in the EQi Flexible ISA or re-invest the proceeds in a range of unit trusts, investment funds or other companies' shares
- Any gains made on the value of your shares within your ISA are free from Capital Gains Tax
- Gains and income from your investments do not need to be included in your annual tax return
- If you're a higher rate taxpayer, you pay no additional tax on any income your investments earn
- You can access your savings at any time
- As this is a flexible ISA if you take money out, it can be replaced within the same tax year without counting towards the annual limit
With an EQi Account you can:
- Add funds from your bank account
- Transfer your paper share certificates with a CREST transfer form
- Withdraw income from dividends to your bank account automatically
- Access online or telephone dealing and management
- View all shares held electronically and securely
- View your portfolio at summary and detailed level
- Access Real time price quotes
- Select a joint account option
Terms and Conditions for an EQi Account can be found at https://eqi.co.uk/info/important-information. Full details of EQi pricing can be found https://eqi.co.uk/info/how-it-works/pricing.
EQi is designed for customers looking to grow the value of their investments. Once shares are invested in an ISA, you will be able to hold them or sell them at any time. EQi offers access to more than 8,000 investments, so you can choose to buy other shares, exchange-traded funds, funds and more. You will also find 60 selected funds from independent analysts, as well as data and analysis to help you decide what to invest in.