Provided you have not missed any monthly contributions, your 2020 5 year Sharesave will mature on 1 November 2025. You will have six months to exercise your Option to use your savings to buy Aberdeen Group plc shares at the special discounted price of 188.80p each.
If you took a payment break during the five-year savings term, your maturity date is delayed by one month for each missed contribution and your Sharesave Option will not mature until all 60 contributions have been made. You will then have six months to use your savings to buy Aberdeen Group plc shares at the special discounted price of 188.80p each.
You can now decide what action you wish to take, and there are a number of different choices available to you which are set out on this page.
You can watch a recording of the webinar that took place on 7th October 2025.
The following choices are available to you when your Sharesave Option matures. Please note you will have until 30 April 2026 (or six months from maturity if you have a delayed maturity) to make your decision, and you are not required to take immediate action.
If you are an Aberdeen employee and choose to exercise your Sharesave option, you must get clearance from Aberdeen Compliance via MCO before submitting your instruction. Further information on the steps you’ll need to take can be found in the PAD guide.
You can use the maturity calculator to help you decide what action to take.
Use your savings to buy the shares at the special discounted price and transfer them to the interactive investor Stocks and Shares ISA (“ii ISA”). This choice is only available as a one off via the Aberdeen Share Plans Portal until 6pm 22 October 2025.
You can transfer directly into the ii ISA, as long as your instruction is received before 6pm on Wednesday 22 October 2025, and you do not have a deferred maturity. To undertake the transfer, select ‘Transfer to an interactive investor ISA’ from the exercise choices list on the Aberdeen Share Plans Portal.
Please note, you will need to have had an ii ISA account open prior to the 22 October 2025 in order to place your exercise and transfer to ii ISA instruction. If you do not have an account and intend to transfer into an ii ISA, or if you wish to transfer to a different ISA provider, then please refer to the ISA FAQs.
After 6pm on 22 October 2025 if you wish to transfer to an ii ISA (or if you wish to transfer to a different ISA at any time) you will first need to transfer your shares into the Aberdeen Share Account or receive a share certificate before you can initiate an ISA transfer. Please note that transfers to an ISA must be carried out within 90 days of exercise of your Sharesave Option in order to preserve the tax benefits. For more information, please refer to the ISA FAQs and CGT FAQs.
Use your savings to buy the shares at the special discounted price and transfer them to the Aberdeen Share Account where they will be held in your name. If you keep the shares you will become an Aberdeen Group plc shareholder and will receive dividends as and when they are paid and will be invited to vote at the Annual General Meeting.
The Aberdeen Share Account offers a simple and convenient way to hold and manage your Aberdeen Group plc shares electronically, without having to hold a paper share certificate. Shares held in the Aberdeen Share Account can be sold or transferred at a time of your choosing. From here you can transfer shares to your Spouse/Civil partner or transfer to an ISA. For more information, please refer to the ISA FAQs and CGT FAQs.
If you want to transfer shares to your Spouse/Civil Partner and they already have an Aberdeen Share Account, you will need to complete a Form A. If you want to transfer shares to your Spouse/Civil Partner and you want them to receive a share certificate, you will need to complete a Form B.
If you wish to buy all the shares and hold them electronically in the Aberdeen Share Account select ‘Transfer to Aberdeen Share Account’ from the exercise choices on the Aberdeen Share Plans Portal. This choice is available on the Aberdeen Share Plans Portal until 6 months from your maturity date.
Your shares should be visible in your Aberdeen Share Account within 5 working days following the allotment date and can be viewed on the Aberdeen Share Plans Portal.
More information on the Aberdeen Share Account can be found at www.shareview.co.uk/info/csn.
If you wish to transfer your shares from your Aberdeen Share Account to an ISA, you will need to complete a Form E. You will also need to download a Letter of Appropriation from the Aberdeen Share Plans Portal and provide this to your ISA provider along with the relevant forms. Please note that the transfer to an ISA must be undertaken within 90 days of exercise to preserve the tax benefits.
Use your savings to buy the shares at the special discounted price and receive a share certificate for the shares held in your name.
You will be sent a share certificate to your registered address at your own risk. Please keep your share certificate in a safe place as replacing it can be both costly and time consuming. If you keep the shares you will become an Aberdeen Group plc shareholder and will receive dividends as and when they are paid and will be invited to vote at the Annual General Meeting.
More information about how to sell or transfer your share certificates can be found here.
If you wish to buy all the shares and receive a share certificate select ‘Keep the shares as a share certificate’ from the exercise choices on the Aberdeen Share Plans Portal. This choice is available on the Aberdeen Share Plans Portal until 6 months from your maturity date.
If you choose not to use your savings to buy the shares at the special discounted price you can have your savings returned. You can request a repayment of savings at anytime during the six month maturity period via the Aberdeen Share Plans Portal by selecting ‘I want to withdraw my savings and bonus (where applicable)’.
Please note that if you elect to receive a repayment of your savings, the instruction will be irrevocable and you will be unable to return your savings and exercise your Option during the six month maturity window.
There is no income tax or National Insurance Contributions payable on any gains you make when you exercise your Sharesave Option to buy Aberdeen Group plc shares at the special discounted price. However, depending on how much those shares are worth when you sell then, you may be subject to Capital Gains Tax (“CGT”). Watch the video or read the CGT Guide for more information.
If you decide to buy the shares there will often be a small cash amount left in your Sharesave account. This is because it’s very unlikely that your savings will divide exactly into whole shares at the special discounted price. Any residual balance will be returned to your salary bank account after you place an exercise instruction.
As a guide, please see the latest maturity key dates below.
| Deadline for making instruction in Aberdeen Share Plans Portal 6pm (UK time) | When the shares are allotted to you | Choices available |
|---|---|---|
| Wednesday 22 October 2025 | Monday 03 November 2025* | interactive investor ISA, Aberdeen Share Account, Certificate |
| Wednesday 29 October 2025 | Monday 10 November 2025 | Aberdeen Share Account, Certificate |
| Wednesday 05 November 2025 | Monday 17 November 2025 | Aberdeen Share Account, Certificate |
| Weekly on a Wednesday | Weekly on the following Monday (12 days from instruction deadline) | Aberdeen Share Account, Certificate |
| Thursday 30 April 2026 | Monday 18 May 2026 | Aberdeen Share Account, Certificate |
*It may take several days for the shares to be credited to your interactive investor ISA account, they will be visible in your account a few days later.
Please note all dates and choices available are subject to change. EQ cannot be held responsible for any changes to advertised dates which are outside their control nor any resulting loss. For instructions placed by the Wednesday, 25 March 2026 cut-off, please note that due to the Easter break your shares will be allotted to you on Wednesday, 08 April 2026.
For further guidance, please check the Sharesave FAQs.
You need to decide what you want to do next. If you choose not to make your instruction in the six months after your maturity, you will lose the option to buy shares at the special discounted price and will receive a refund of all your savings.
As with all companies’ shares, the market price of Aberdeen Group plc shares on the London Stock Exchange can go down as well as up. We recommend that you check the Aberdeen Group plc share price before taking any action and seek financial advice if you need further assistance in making a decision.
Provided you have not missed any monthly contributions, your 2022 3 year Sharesave will mature on 1 November 2025. You will have six months to exercise your Option to use your savings to buy Aberdeen Group plc shares at the special discounted price of 117.50p each.
If you took a payment break during the three-year savings term, your maturity date is delayed by one month for each missed contribution and your Sharesave Option will not mature until all 36 contributions have been made. You will then have six months to use your savings to buy Aberdeen Group plc shares at the special discounted price of 117.50p each.
You can now decide what action you wish to take, and there are a number of different choices available to you which are set out on this page.
You can watch a recording of the webinar that took place on 7th October 2025.
The following choices are available to you when your Sharesave Option matures. Please note you will have until 30 April 2026 (or six months from maturity if you have a delayed maturity) to make your decision, and you are not required to take immediate action.
If you are an Aberdeen employee and choose to exercise your Sharesave option, you must get clearance from Aberdeen Compliance via MCO before submitting your instruction. Further information on the steps you’ll need to take can be found in the PAD guide. If you are an ii or aFPAL employee and have been identified as an insider you will need to seek individual clearance as per ii’s Share Dealing Code before placing an exercise instruction.
You can use the maturity calculator to help you decide what action to take.
Use your savings to buy the shares at the special discounted price and transfer them to the interactive investor Stocks and Shares ISA (“ii ISA”). This choice is only available as a one off via the Aberdeen Share Plans Portal until 6pm 22 October 2025.
You can transfer directly into the ii ISA, as long as your instruction is received before 6pm on Wednesday 22 October 2025, and you do not have a deferred maturity. To undertake the transfer, select ‘Transfer to an interactive investor ISA’ from the exercise choices list on the Aberdeen Share Plans Portal.
Please note, you will need to have had an ii ISA account open prior to the 22 October 2025 in order to place your exercise and transfer to ii ISA instruction. If you do not have an account and intend to transfer into an ii ISA, or if you wish to transfer to a different ISA provider, then please refer to the ISA FAQs.
After 6pm on 22 October 2025 if you wish to transfer to an ii ISA (or if you wish to transfer to a different ISA at any time) you will first need to transfer your shares into the Aberdeen Share Account or receive a share certificate before you can initiate an ISA transfer. Please note that transfers to an ISA must be carried out within 90 days of exercise of your Sharesave Option in order to preserve the tax benefits. For more information, please refer to the ISA FAQs and CGT FAQs.
Use your savings to buy the shares at the special discounted price and transfer them to the Aberdeen Share Account where they will be held in your name. If you keep the shares you will become an Aberdeen Group plc shareholder and will receive dividends as and when they are paid and will be invited to vote at the Annual General Meeting.
The Aberdeen Share Account offers a simple and convenient way to hold and manage your Aberdeen Group plc shares electronically, without having to hold a paper share certificate. Shares held in the Aberdeen Share Account can be sold or transferred at a time of your choosing. From here you can transfer shares to your Spouse/Civil partner or transfer to an ISA. For more information, please refer to the ISA FAQs and CGT FAQs.
If you want to transfer shares to your Spouse/Civil Partner and they already have an Aberdeen Share Account, you will need to complete a Form A. If you want to transfer shares to your Spouse/Civil Partner and you want them to receive a share certificate, you will need to complete a Form B.
If you wish to buy all the shares and hold them electronically in the Aberdeen Share Account select ‘Transfer to Aberdeen Share Account’ from the exercise choices on the Aberdeen Share Plans Portal. This choice is available on the Aberdeen Share Plans Portal until 6 months from your maturity date.
Your shares should be visible in your Aberdeen Share Account within 5 working days following the allotment date and can be viewed on the Aberdeen Share Plans Portal.
More information on the Aberdeen Share Account can be found at www.shareview.co.uk/info/csn.
If you wish to transfer your shares from your Aberdeen Share Account to an ISA, you will need to complete a Form E. You will also need to download a Letter of Appropriation from the Aberdeen Share Plans Portal and provide this to your ISA provider along with the relevant forms. Please note that the transfer to an ISA must be undertaken within 90 days of exercise to preserve the tax benefits.
Use your savings to buy shares at the special discounted price and Equiniti Financial Services Limited (‘EFSL’) will sell them on your behalf. The cash from the sale of your shares, less any dealing charges, will be paid directly to your salary bank account by EFSL. Please refer to the CGT FAQs for details of the potential Capital Gains Tax implications of selling your shares.
By making this choice, your Sharesave savings will be used to buy the shares at the special discounted price and you will instruct EFSL to sell them through its Share Sale Service at the next available sale date. You will receive the cash proceeds of the sale (less the dealing costs that apply when shares are sold) directly to your salary bank account.
If you wish to buy all the shares and sell at the next available sale date, select ‘Sell the shares and receive the proceeds’ from the exercise choices on the Aberdeen Share Plan Portal. This choice is available until 6 months from your maturity date.
If you wish to sell some of the shares and keep the remainder please select ‘Sell the shares and receive the proceeds’ and either ‘Transfer to Aberdeen Share Account’ or ‘Receive a share certificate’ to keep the remaining shares.
Please note:
*Rates shown were current at 1 October 2025, however, these are subject to change. To ensure that you are aware of the current applicable rates prior to dealing, please ensure that you read the latest Terms and Conditions.
Use your savings to buy the shares at the special discounted price and receive a share certificate for the shares held in your name.
You will be sent a share certificate to your registered address at your own risk. Please keep your share certificate in a safe place as replacing it can be both costly and time consuming. If you keep the shares you will become an Aberdeen Group plc shareholder and will receive dividends as and when they are paid and will be invited to vote at the Annual General Meeting.
More information about how to sell or transfer your share certificates can be found here.
If you wish to buy all the shares and receive a share certificate select ‘Keep the shares as a share certificate’ from the exercise choices on the Aberdeen Share Plans Portal. This choice is available on the Aberdeen Share Plans Portal until 6 months from your maturity date.
If you choose not to use your savings to buy the shares at the special discounted price you can have your savings returned.
If you choose to have your savings returned you will need to call the Equiniti Helpline on 0371 384 2534 or email aberdeenshares@equiniti.com.
There is no income tax or National Insurance Contributions payable on any gains you make when you exercise your Sharesave Option to buy Aberdeen Group plc shares at the special discounted price. However, depending on how much those shares are worth when you sell then, you may be subject to Capital Gains Tax (“CGT”). Watch the video or read the CGT Guide for more information.
If you decide to buy the shares there will often be a small cash amount left in your Sharesave account. This is because it’s very unlikely that your savings will divide exactly into whole shares at the special discounted price. Any residual balance will be returned to your salary bank account after you place an exercise instruction.
As a guide, please see the latest maturity key dates below.
| Deadline for making instruction in Aberdeen Share Plans Portal 6pm (UK time) | When the shares are allotted to you | Sale – Estimated date that funds received to your salary bank account* | Choices available |
|---|---|---|---|
| Wednesday 22 October 2025 | Monday 03 November 2025** | Wednesday 12 November 2025 | interactive investor ISA, Aberdeen Share Account, Sale, Certificate |
| Wednesday 29 October 2025 | Monday 10 November 2025 | Wednesday 19 November 2025 | Aberdeen Share Account, Sale, Certificate |
| Wednesday 05 November 2025 | Monday 17 November 2025 | Wednesday 26 November 2025 | Aberdeen Share Account, Sale, Certificate |
| Weekly on a Wednesday | Weekly on the following Monday (12 days from instruction deadline) | Weekly on the following Wednesday (9 days from allotment date) | Aberdeen Share Account, Sale, Certificate |
| Thursday 30 April 2026 | Monday 18 May 2026 | Wednesday 27 May 2026 | Aberdeen Share Account, Sale, Certificate |
*Date of receipt of funds into bank accounts is dependent on when the sale of shares is completed on the stock market. It can take longer if larger volumes of Aberdeen Group plc shares are being sold on a particular date.
**It may take several days for the shares to be credited to your interactive investor ISA account, they will be visible in your account a few days later.
Please note all dates and choices available are subject to change. EQ cannot be held responsible for any changes to advertised dates which are outside their control nor any resulting loss. For instructions placed by the Wednesday, 25 March 2026 cut-off, please note that due to the Easter break your shares will be allotted to you on Wednesday, 08 April 2026.
For further guidance, please check the Sharesave FAQs.
You need to decide what you want to do next. If you choose not to make your instruction in the six months after your maturity, you will lose the option to buy shares at the special discounted price and will receive a refund of all your savings.
As with all companies’ shares, the market price of Aberdeen Group plc shares on the London Stock Exchange can go down as well as up. We recommend that you check the Aberdeen Group plc share price before taking any action and seek financial advice if you need further assistance in making a decision.
Sharesave is a simple savings plan that offers eligible Aberdeen employees the opportunity to save and become a shareholder in Aberdeen.
It is open to join each year, with the invitation period usually starting in late August/early September. You will receive information when the next invite arrives. Please refer to the key dates section, which shows the 2025 invitation dates as a guide.
A recording of the 2025 Sharesave webinar that was hosted Wednesday 3 September 2025 can be found here.
2025 special discounted price:
£1.583
How does Sharesave work?
Choose
Choose how much you want to save from your net pay, between £10 and £500 per month, and decide whether to save for three or five years. This savings amount is fixed for the duration of the savings contract.
Apply
Apply for Sharesave 2025 by clicking the 'Apply Online' button, login and follow the instructions on screen. Deductions from your pay will start in October.
Decide
At the end of the three or five year savings period you can decide what to do with your savings;
Use the Calculator to see what your savings could be worth in the future.
The table below shows examples of various savings amounts over a three and five year period. Use the Calculator to see what your savings could be worth in the future.
| Amount saved monthly | Total after 3 years | Total after 3 years with tax-free bonus added | Total after 5 years | Total after 5 years with tax-free bonus added |
|---|---|---|---|---|
| £20 | £720 | £730 | £1,200 | £1,230 |
| £50 | £1,800 | £1,825 | £3,000 | £3,075 |
| £100 | £3,600 | £3,3650 | £6,000 | £6,150 |
| £250 | £9,000 | £9,125 | £15,000 | £15,375 |
| £500 | £18,000 | £18,250 | £30,000 | £30,750 |
If the share price is higher than the special discounted price at the end of the savings contract your shares will be worth more than your savings and you can use your savings and tax-free bonus to buy Aberdeen Group plc shares.
If the share price is lower than the special discounted price at the end of the savings contract it is not worthwhile to buy the shares and you can simply take your savings and tax-free bonus as cash.
You can apply online through the Aberdeen Share Plans Portal.
You will need your Shareholder Reference Number ('SRN') along with a few other identifiers.
Visit the Aberdeen Share Plans Portal. You will need your Shareholder Reference Number. If you have access to Workday you can find your SRN on your Profile under the Personal tab.
Visit the Aberdeen Share Plans Portal.
Select 'Register now' and follow the instructions onscreen. You will be asked to enter your SRN along with a few other identifiers. If you have access to Workday you can find your SRN on your Profile under the Personal tab.
You will be asked for your preferred email address for Share Plan Portal communications, to create a password and to set security questions for your account.
Once you have registered, if you have entered an Aberdeen corporate email address or an ii corporate email address, EQ will send an Activation Code to you at that email address. If you've entered a personal email address, EQ will send you an activation code to your primary home address (as registered on your HR system).
Upon receiving your Activation Code, you should activate your account as soon as you can, by going back to the Aberdeen Share Plan Portal and completing the activation process.
To apply for 2025 Sharesave, you need to have registered your account, but you don't need to have activated it. You will not be able to view your account in detail until you have activated it.
As a guide, please see the latest invite key dates below:
Special discounted price will be determined using average price over these days
Sharesave invitation period opens
Closing date for applications (late applications cannot be accepted)
Date of grant of options
First deduction from your salary
Your savings contract starts
For further guidance, please check the Sharesave FAQs.
